Insurance protects what matters most — but overpaying doesn’t make it better.

Here are 10 tips for smarter comparison:

1. Don’t auto-renew
2. Compare at least once per year
3. Adjust excess wisely
4. Check policy coverage limits
5. Look for optional add-ons
6. Check customer service ratings
7. Be accurate with your details
8. Avoid unnecessary extras
9. Check cancellation policies
10. Review multi-policy discounts

Common Mistake

Choosing the cheapest quote without reviewing coverage details. Cheap isn’t always better if protection is limited.

Compare carefully. Protect wisely.